Can I Buy a Money Order with a Gift Card? Everything You Need to Know

Are you wondering if you can buy a money order with a gift card? The short answer is yes, but there are some things you need to know before you proceed. In this article, we’ll cover everything you need to know about using a gift card to purchase a money order, including the benefits of doing so, where you can buy one, how to make the purchase, as well as any limitations or restrictions you need to be aware of. So, let’s dive in and find out how you can do it.

Why Use a Gift Card to Buy a Money Order?

If you don’t have a bank account or credit card, buying a money order can be a convenient option for paying bills and other expenses without having to handle cash or checks. Money orders work similarly to checks and can be purchased at a post office with the sender and recipient information included. They have a limited time for redemption and are a safe way to send money overseas without worrying about theft or fraud.

But did you know that you can also use a gift card to buy a money order? This makes purchasing a money order even more accessible for those who may not have a traditional banking setup. Gift cards can be purchased at many retailers and can be used to buy a money order at places like USPS, Walmart, and some Western Union branches.

Benefits of Using a Gift Card

One of the key benefits of using a gift card to buy a money order is the added security it provides. Instead of carrying around cash or exposing sensitive banking information through checks, gift cards can act as a buffer. This can be especially useful for those who are worried about identity theft or fraudulent activity on their accounts.

In addition to security, gift cards can also offer flexibility and ease of use. They can be purchased at many different retailers and can be reloaded multiple times for ongoing use. Plus, they can be used to buy a wide range of products and services, not just money orders. This makes them a versatile option for budgeting and managing expenses as needed.

How to Check the Balance of your Gift Card

Once you have purchased a gift card, it’s important to keep track of the balance to ensure you can pay for any purchases you need to make. Checking your gift card balance is typically a straightforward process and can be done online, through the card issuer’s website or through a toll-free number.

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To check your balance online, simply visit the website listed on the back of your gift card and enter the card number, expiration date, and security code. Alternatively, you can call the toll-free number to receive your balance and other relevant account information.

Overall, using a gift card to purchase a money order can be a convenient and secure option for those without access to traditional banking tools. With a little planning and preparation, anyone can manage their expenses and stay on top of their finances, no matter their circumstances.

Where Can I Buy a Money Order with a Gift Card?

If you don’t have a bank account or a credit card, money orders can be convenient to pay bills and other expenses without the need to handle cash or checks. Money orders work like checks and can be purchased at a post office with the sender and recipient information. These money orders have a limited time frame to redeem and are a secure option to send money abroad.

One way to purchase a money order is through a gift card. Walmart is one of the retailers that accept Visa or Mastercard gift cards as payments for money orders through their service department. These gift cards can also be the Vanilla Reload Network, which can be reloaded multiple times. The process to buy a money order with a gift card at Walmart involves selecting the amount of the card, going to the service department, providing the gift card, and presenting identification to receive the money order. Important to note, the gift card needs to have a $500 minimum balance, and only one card is accepted per money order.

Other places to purchase money orders include post offices, some banks, and stores like Target. However, not all locations accept gift cards as payment for a money order. Only selected places like Walmart, USPS, and some Western Union branches accept Visa or Mastercard gift cards with a pre-paid PIN like Vanilla Visa, Netspend, or Green Dot. Money orders are typically used to pay bills or make payments to businesses that don’t accept credit cards or checks. They are a more secure option than cash as they can be tracked, but it’s important to take precautions in case of loss or theft and have identification to cash them. Prices and locations to obtain money orders vary depending on the location, such as post offices, financial institutions, convenience stores, or check-cashing locations. For example, at the USPS, the prices for money orders are $1.45 up to $500 and $1.95 up to $1,000.

Locations that Accept Gift Cards for Money Orders

Apart from Walmart, money orders can be purchased with gift cards at selected locations, such as USPS and some Western Union branches. However, it’s crucial to ensure that the Visa or Mastercard gift card has a pre-paid PIN and enough balance to cover the money order amount. Gift cards that don’t have a PIN or don’t have enough funds won’t be accepted. It’s recommended to check with the retailer beforehand if they accept gift cards as payment for money orders and what requirements are necessary.

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Checking with Specific Retailers

If you prefer to buy a money order but don’t have a bank account or a credit card, it’s worth considering checking with the retailers near your location that sell money orders. Some of them might accept gift cards as payment, while others might have other alternatives like cash or debit cards. Remember to ask about fees, restrictions, and requirements beforehand, as these may differ depending on the retailer.

How to Buy a Money Order with a Gift Card

For individuals who do not have a bank account or credit card, money orders can be a convenient option for paying bills and other expenses without having to handle cash or checks. Money orders function similarly to checks, with the sender providing information about the recipient and the amount being sent. They typically have a limited redemption period and are a secure way to send money overseas.

One way to purchase a money order is with a gift card. Walmart is one such option that allows customers to buy money orders with Visa or Mastercard gift cards, as well as the Vanilla Reload Network, which can be reloaded multiple times.

Step-by-Step Guide to Purchasing a Money Order with a Gift Card

To purchase a money order with a gift card, follow these steps:

  1. Choose the desired amount.
  2. Go to a location that allows the use of gift cards to purchase money orders, such as Walmart, USPS, or select Western Union locations.
  3. Present the gift card to the cashier or service representative.
  4. Provide identification if needed.
  5. Receive the money order.

It is important to note that there may be fees associated with purchasing a money order with a gift card, such as activation fees or transaction fees. It is also recommended to keep the receipt and proof of purchase in case of any issues or discrepancies.

Money orders are typically used to make payments to individuals or businesses that do not accept credit cards or checks. They offer a more secure payment option than cash because they can be traced, though it is important to take precautions in case of loss or theft and to have ID when cashing them. The prices and locations to purchase money orders vary by location, including post offices, financial institutions, convenience stores, and check cashing locations. For example, USPS money orders range in cost from $1.45 for up to $500 to $1.95 for up to $1,000.

Limitations and Restrictions on Buying Money Orders with Gift Cards

Money orders have limitations and restrictions when used with gift cards, which can vary depending on the location and the type of gift card.

Maximizing the Amount of Money Order You Can Buy with a Gift Card

To maximize the amount of money order you can buy with a gift card, you should ensure that the gift card has enough balance, as most stores only accept one gift card per transaction, with a limit on the total amount. You should check the balance beforehand and consider buying a higher value gift card if you need multiple money orders.

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Other Limitations to Consider

Some stores may only accept specific types of gift cards for money orders, and there may be associated fees. Additionally, gift cards have expiration dates, so it’s important to use them for a money order before they become unusable.


Limitaciones y Restricciones al Comprar Órdenes de Pago con Tarjetas de Regalo

Las órdenes de pago tienen limitaciones y restricciones cuando se utilizan con tarjetas de regalo, las cuales pueden variar según la ubicación y el tipo de tarjeta.

Maximizando la Cantidad de la Orden de Pago que Puedes Comprar con una Tarjeta de Regalo

Para maximizar la cantidad de la orden de pago que puedes comprar con una tarjeta de regalo, debes asegurarte de que la tarjeta tenga suficiente saldo, ya que la mayoría de las tiendas solo aceptan una tarjeta de regalo por transacción y con un límite en el monto total. Debes revisar el saldo antes de ir a la tienda y considerar la compra de una tarjeta de regalo de mayor valor si necesitas múltiples órdenes de pago.

Otras Limitaciones a Considerar

Algunas tiendas solo aceptan ciertos tipos de tarjetas de regalo para órdenes de pago, y puede haber tarifas asociadas. Además, las tarjetas de regalo tienen fechas de caducidad, por lo que es importante utilizarlas para una orden de pago antes de que se vuelvan inutilizables.


In conclusion, buying a money order with a gift card can be a convenient way to access the funds on your gift card, especially if you’re unable to use the gift card for other purchases. Now that you have a better understanding of the benefits, locations, and limitations, you can take advantage of this option when needed. If you enjoyed this article, be sure to check out more helpful tips and tricks on my blog, I Can Find It Out. Whether you’re looking for money-saving advice or practical solutions to everyday problems, I’ve got you covered. Thanks for reading!

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